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You are here: Home / Health / Ken Braun aware Oregons about medical insurances, Affordable Care Act

Ken Braun aware Oregons about medical insurances, Affordable Care Act

March 1, 2014 Posted by Contributor

Ken Braun, a legislative aide for a Republican lawmaker in the Michigan House and also worked for the Mackinac Center for Public Policy, brings some facts about the medical insurances.

He says, a huge population especially the low income group of Oregon are not aware about the benefits of health insurance and consider them similar to general insurances like car or home insurance. He says one can use general kind of loans only during bad phase but health insurance pays you for everything.

Researchers say car insurance covers major accidents, not new transmissions. Similarly, home insurance can be claimed against burnt homes. Real insurance is for disasters, not routine expenses. Only health “insurance” pays you for everything.

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The mass don’t understand how health insurance works and this is the reason why many of the new patients did not get healthier.

They hardly refer insurance to get treatment for chronic illnesses, preventive screenings and other routine medicine.

Figures suggest that we spend more than $415 billion per year on Medicaid, and the IRS forgoes another$248 billion exempting employer-provided health insurance from taxes. That is at least $663 billion in government health care spending for just short of 270 million Americans not yet Medicare eligible. Divided evenly, that would be a $2,600 annual medical care voucher for everyone, from infant to adult. A family of four would get more than $10,400 to buy a low cost catastrophic insurance plan and bank the rest to pay for routine medical expenses.

This doesn’t account for hundreds of billions more many of us receive in compensation for employer-provided health care, much of which – even after the tax break is removed – could be part of mandatory medical savings accounts for most middle class Americans.

The researcher also highlights the loopholes in the Affordable Care Act. According to Congressional Budget Office, even after the implementation of ACA it is likely to leave as many as 26 million Americans uninsured.

 

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Filed Under: Health Tagged With: affordable care act, Ken Braun, medical insurance

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